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Quantitative Analysis of Investor Behavior

Do fiduciaries produce better returns? Is there investor irrationality being displayed?  Does this lead to inferior results?  Find out with this analysis of investor behavior.

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Fixing a Missed RMD in 5 Easy Steps

What is a missed Required Minimum Distribution?
RMDs must: 1. be taken by IRA owners beginning in the year they turn 70 1/2 and 2: by IRA and Roth beneficiaries beginning in the year after the death of the account owner. RMDs not taken are subject to a penalty of 50% of the amount not taken each year.

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The Roth Conversion Decision Just Got Tougher

As much as we like Roth conversions and encourage individuals to convert, we do realize that Roth conversions aren’t for everyone. There have always been many factors to consider before doing a conversion. With the passage of
the 2012 tax act on January 2, 2013 and with the healthcare surtaxes taking effect in 2013, there are now more factors to consider.


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The Last Dow Record

Remember the world on Oct. 9, 2007? That was when the Dow Jones industrial average last set a record high. It was a headier time back then: pre-financial crisis, pre-bailouts, pre-Great Recession. A lot has changed
since then, but the Dow, a stock index that is followed as a gauge for the rest of the market, hit its highest close, 14,253.77, on Tuesday, March 5th 2013.

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Questions? Richard Ehrlich is an investment advisor representative and a fiduciary. Call (561) 340-2667 or click here to schedule a no obligation initial consultation.